Privacy Policy

We respect and value your privacy. This Privacy Policy describes the information we collect from you when you visit the MicroBusiness Solutions Website (“Website”), how we use that information, and under what circumstances we disclose it. It will also give you more information about managing the personal information you provide to us. This Privacy Policy should be read in conjunction with the Terms of Use.

‍1. Applicability

While the Website is available to and can be found by anyone with internet access, use of this Website is intended to be accessed and used by businesses, including sole-proprietorships, that have received prior approval to create an Affiliate account on the Know-Now Magazine Affiliate Website. We hereby disclaim any representations and/or warranties made in this Privacy Policy that such policy satisfies users’ requirements accessing and using the Website from outside the United States.

‍2. Information We Collect

When you use the Website, we may receive and collect certain information. The information that we may receive and collect depends on what you do when you visit our Website.

‍Automatically Collected Information. Some information is automatically received and sometimes collected from you when you visit our Website. This information may include some or all of the following items: the name of the domain and host from which you access the Internet, including the Internet Protocol (IP) address of the computer you are using and the IP address of your Internet Service Provider; the type and version of Internet browser software you use and your operating system; the date and time you access our site, the length of your stay and the specific pages, images, video or forms that you access while visiting the site; the Internet address of the website from which you linked directly to our Website, and if applicable, the search engine that referred you and any search strings or phrases that you entered into the search engine to find this site; and demographic information concerning the country of origin of your computer and the language(s) used by it. We use this information to monitor our website’s usage, assess its performance, ensure technological compatibility with your computer, and understand the relative importance of the information provided on our Website. We may also use this data to conduct statistical analyses on visitors’ usage patterns and other aggregated data.

Information Collected via Cookies. “Cookies” are small files or records that are placed on your computer’s hard drive to distinguish you from other visitors to our Website. Cookies are a standard practice among websites to collect or track your activities while using our Website. ‍A cookie may enable the website owner to track how a visitor navigates through the Website and the areas in which they show interest. This is similar to a traffic report: it tracks trends and behaviors but does not identify individuals. Information gathered may include the date and time of visits, pages viewed, time spent at the site, and the website visited before and after visiting our Website. Cookies can be set to expire: (1) on a specified date; (2) after a specific period of time; (3) when a transaction has been completed; or (4) when a user turns off their Internet browser. A cookie erased from memory when a visitor’s Internet browser closes called a “session” cookie. Cookies that expire based on a time set by the Web server are called “persistent” cookies. Our Website may use both “session cookies” and “permanent cookies.” Some visitors may not know that cookies are being placed on their computers when they visit our Website or when visiting most websites because browsers are typically set to accept cookies. You can choose to have your browser warn you every time a cookie is being sent to you, or you can turn off cookie placements. If you refuse cookies, there may be parts of our Website that may not function properly.
‍Information You May Submit Through Our Website. “User Information” is information that could personally identify you, for example, your name, address, phone number, e-mail address, and a credit card or bank information. You can browse the Know-Now Magazine website and take as much time as you want to review our Affiliate Program without submitting User Information. In the following instances, however, we do need you to actively submit User Information when: (1) you want to contact us via electronic means or website submission; (2) you submit an Affiliate application; (3) you utilize online ordering; or (4) you sign-up for any of our newsletters, books, loyalty programs, websites or you enter a contest or sweepstakes. Please note that e-mail or other forms of electronic communication, including website submission, are not secure and/or confidential means of communication.

‍3. Security

We strive to maintain internal controls and procedures to ensure that the User Information you have chosen to share with us is handled safely, securely, and responsibly. We have security measures to help protect against the loss, unauthorized access, and alteration of the information in our control. We will only disclose such information to employees and authorized service providers who require such information for the purposes described in this Policy. Our databases are protected by physical, technical, and procedural measures that restrict access to authorized persons, in accordance with this Policy; however, no data transmission over the Internet can be guaranteed 100% secure, and therefore, we cannot ensure against any loss, misuse, unauthorized disclosure, alteration, or destruction of data.

‍4. Personal Information About Minors

Our Affiliate Program Website is for use by sole-proprietors/business owners, at least 18 years old, at the time of Affiliate Application submission. We do not currently market to, nor do we create special areas in our Affiliate Program for use by children, nor anyone under the age of 18-years old. Accordingly, we do not knowingly collect age-identifying information from minors, nor do we knowingly collect any personal information from children under the age of 18 years. However, we hereby advise all visitors to any of our sites under the age of 18 not to disclose or provide any personally identifiable information and have a responsible parent or guardian supervision when on the internet and our Websites.

‍5. E-Mail Communications

When you send an email to us or provide your email address to us, you communicate with us electronically, and you consent to receive communication from us electronically. We may retain the content of the email, your email address, and our response to service your needs. We may use the data that you provide to send you emails or correspondence via other means.

‍6. How We Use and Share User Information

Our view regarding User Information is transparency. We do not rent or sell your personal or User Information (collectively, “User Information”). We may use the information you have chosen to submit to better assist you and send special offers that may interest you. We do this by general marketing communications for our services, including by regular mail and e-mail (collectively, “Affiliate” or “Marketing Communications”). Unless you “opt-out” through opportunities available to you through our Affiliate or Marketing Communications, we may send you both, Affiliate and Marketing Communications. You may also “opt-out” of future Affiliate or Marketing Communications by following the instructions provided in this Privacy Policy under the “Access to and Managing Your Information” section of this Privacy Policy. Except where we otherwise obtain your express permission, we share your information with third parties only under the limited circumstances stated. Shared Information is subject to disclosure in response to judicial or other governmental subpoenas, warrants, and court orders served on us in accordance with their terms, as otherwise required by applicable law, or in response to requests by law enforcement; Information is subject to disclosure to protect our rights or property, protect its legitimate business interests, to enforce the provisions of our Privacy Policy and Terms of Use, and/or to prevent harm to you or others; shared Information may be disclosed to carefully selected third-party service providers to provide services to you, such as to complete orders; provide customer service; send notifications, regular mail, or email Marketing Communications; maintain our customer loyalty program and database and other programs; monitor the activity of our Affiliates; Website visitors; conduct surveys; administer contests or sweepstakes. We will share your information with our carefully selected third-party services providers on a confidential basis. These service providers are prohibited from using your information for any purpose other than providing our services. Information may be disclosed to process credit card transactions and deposit monies earned from participation in the affiliate program. In this case, these transactions are handled by established third-party banking, processing agents, and distribution institutions. They receive the information needed to verify and authorize your credit card or other payment information and process your order or payment. In addition, we may disclose Information to third parties to verify the authenticity of any financial transaction involving our company or its subsidiaries.

‍7. Linking to Third-Party Website

When you click on our website links that take you to third-party websites, you will be subject to third-party privacy policies. While we support the protection of privacy on the Internet, we cannot be responsible for the actions of any third-party websites. We encourage you to read the posted privacy policies of every website you visit, whether you are linking from our Websites or browsing on your own.

‍8. Access to and Managing Your Information

We believe it is important for you to be able to: (1) see the Information you have provided to us through our Website; (2) update your Information; and (3) “opt-out” of receiving future Affiliate and/or Marketing Communications. You may update current contact information from your Affiliate Dashboard or by using our Contact page; please be sure to include your full name, address, phone number, and e-mail address. Please also indicate the specific nature of your request. If you are an approved Affiliate, please also include your Affiliate ID. When contacting us to “opt-in” or “opt-out” of receiving Affiliate and/or Marketing Communications, please specify what types of communication (e.g., e-mail, direct mail, or notifications) you wish to receive or stop receiving. This will ensure that you are correctly identified in our system and that your request may be accurately processed. We will take appropriate steps to implement your request, but due to production, mailing, and system timelines, it may take up to 10-business days for e-mails and 30-calendar days for regular mail. Until that change takes effect, you may still receive (or not receive) Affiliate and/or Marketing Communications from us. Please also note that you may still receive business-related communications, although you may have “opted out” of receiving Affiliate and/or Marketing Communications. Please be aware that “opting-out” of certain third-party use may prevent us from providing certain services that you request.

‍9. What You Need to Do to Protect Your Information

You have several options when deciding how you can best protect your Personal Information. One option is not to volunteer it. As stated above, this approach would allow you to still visit the Know-Now Magazine websites. However, it will prevent you, for example, from ordering online, applying to the Affiliate Program, creating an account, receive our newsletters and magazine, and commenting or asking questions relating to our products and services.

‍10. Suspected Violations of This Privacy Statement

If at any time you believe we have not adhered to the policies and principles outlined in this Privacy Statement, please notify us using our Contact page. We will make every reasonable effort to investigate and respond to your concerns promptly.

‍11. Changes to Privacy Policies

Our Privacy Policy is subject to change from time to time, so we suggest that you review the current Privacy Policy at the start of each visit to our Websites. Unless we clearly express otherwise, we will use Information in accordance with the Privacy Policy under which the Information was collected. YOU ARE HEREBY ADVISED THAT YOUR CONTINUED USE OF OUR WEBSITES CONSTITUTES YOUR ACCEPTANCE OF ANY AMENDMENTS TO AND THE MOST RECENT VERSION OF THIS PRIVACY STATEMENT AND THE WEBSITE’S TERMS OF USE.

12.Questions or Comments

If you have any questions or comments concerning our Privacy Policy, don’t hesitate to contact us.